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It is very rare for someone to pass away without any debt at all. They may not have substantial debt if they have paid off major expenses – their mortgage, business loans, student loans, etc – and taken direct steps to pay down what they owe. But they may still owe...
Songs and poems are written about finding love the second time around. But sometimes, that second chance at love comes with something else: a new family. That can make things like estate planning more complicated. Let’s look at some things to consider. Stepchildren...
Whether you’re buying or selling, contingency clauses are an essential ingredient in your real estate contract. A contingency clause is any part of the agreement that outlines specific conditions that have to be met for the sale to proceed. Some are written to...
Business succession planning is important for the continued success of a company. However, there are many misconceptions about this process. These myths can prevent business owners from making essential plans, leading to potential problems later on. It is important...
A terminal illness diagnosis when you are still young and have amassed considerable assets is a terrible blow. You likely worked hard to build a successful career and financial security but now face the harsh reality of leaving it all behind. While coming to terms...
Some real estate investors are unlucky with a part of their portfolio. A freak weather event or an out-of-the-ordinary global event could lay waste to all their careful preparation. Yet, often the reason a real estate investment fails is down to the investors...
When planning your estate, you intend to bequeath your beneficiaries the best possible inheritance while also minimizing the impact of taxes. Among the taxes you'd want to reduce is the generation-skipping transfer tax (GSTT). Understanding the various strategies that...
Starting a business is a major undertaking. One of the most important things you can do when you decide to open a company is to plan carefully to enhance the chance of success. Ideally, this process will start well in advance of the company opening so the decisions...
The best estate plan possible doesn't just list someone's assets and name the people who should inherit those resources. Estate plans can also address future needs, including the possibility of incapacity later in life. A medical emergency like a stroke could put...
Possessing wealth and high-value assets can be a double-edged sword in many cases. While they offer financial security, they can also create tax complexities for your loved ones when you pass away. Effective estate planning helps reduce your taxable estate,...
